Mitemo yakawedzerwa uye zvivako zvekubhadhara. Ko inishuwarenzi defaults inounzei?

Anonim

Yakagadzirirwa marudzi ese einishuwarenzi (kusanganisira inishuwarenzi yemotokari), iyo inishuwarenzi moratoria yakawedzerwa kweimwe mwedzi mitanhatu, inoshanda kusvika 30 Gunyana.

Yakavambwa nekuda kwedenda uye yakapihwa muDecree-Law No. .º 78-A/2020, uye zvino dzawedzerwa zvakare kuburikidza neDecree-Law n.º 22-A/2021.

Uku kuwedzera kutsva kwekumisa inishuwarenzi kwakasimbiswa neASF, mutongi weinishuwarenzi chikamu muPortugal, mune chirevo chaburitswa.

Chii chinochinja?

Muchikumbiro, ASF inotaura kuti matanho aya akaita kuti zvikwanisike "kwechinguva, uye zvakasiyana, kuita kuti hurumende yekubhadhara mari iwedzere kushanduka, ichishandura kuva hutongi hwehumwe hunokosha, kureva kuti, kufunga kuti hurumende inonyanya kufarirwa kune ane mitemo. zvakabvumiranwa pakati pemapato. yeinishuwarenzi ".

Izvi zvinoreva kuti, nekuda kwezviyero izvi, zvakakwanisika kuwedzera mazwi ekubhadhara emari yeinishuwarenzi, kuderedza mari inobhadharwa kana kupatsanura kubhadhara kwemubhadharo. Asi pane zvimwe.

Kunyangwe pasina chibvumirano pakati peinishuwarenzi nemutengi, kana kusabhadhara mari yeinishuwarenzi (kana chikamu) pazuva rakatarwa, iyo inosungirwa inishuwarenzi yekuvhara inoramba iripo kwemazuva makumi matanhatu kubva pazuva iro.

Chekupedzisira, idzi inishuwarenzi moratoria dzinopawo, muzvibvumirano zveinishuwarenzi uko kwakave nekudzikiswa kwakanyanya kana kubviswa kwenjodzi yakavharwa nekuda kwematanho akatorwa, mukana wekukumbira kudzikiswa kwemari inobhadharwa uye kuparadzaniswa kweiyo premium, zvese izvi panguva. hapana mari yakawedzerwa. Nekudaro, kusarudzika uku hakugone kushanda kune inishuwarenzi yemota.

Verenga zvimwe