Eyenzelwe zonke iintlobo ze-inshurensi (kubandakanywa ne-inshurensi yemoto), i-inshurensi ye-inshurensi yongezwa ezinye iinyanga ezintandathu, isebenza kude kube yi-30 kaSeptemba.
Isekwe ngenxa yobhubhane kwaye ibonelelwe kuMyalelo-mthetho onguNombolo 20-F/2020, ezi moratoria zahlala de kwangoSeptemba 30, 2020. Ngomhla wama-29 kuSeptemba 2020 zandiswa de kwangama-30 kaMatshi, ngo-2021 nguMyalelo- uMthetho n. .º 78-A/2020, kwaye ngoku zandisiwe kwakhona nge-Decree-Law n.º 22-A/2021.
Olu lwandiso olutsha lokumiswa kwe-inshurensi luqinisekiswe yi-ASF, umlawuli wecandelo le-inshurensi ePortugal, kwingxelo ekhutshwe ngoku.
Luluphi utshintsho?
Kwi-communiqué, i-ASF ithi le miqathango yenza ukuba kwenzeke ukuba "okwexeshana, kwaye ngokukodwa, ukwenza inkqubo yentlawulo yentlawulo ye-premium ibe bhetyebhetye ngakumbi, iguqulelwe ibe yinkqubo eyimfuneko ehambelanayo, oko kukuthi, ukucinga ukuba ulawulo olulungele ngakumbi kumnini-polisi. ekuvunyelwene ngako phakathi kwamaqela. ye-inshorensi”.
Oku kuthetha ukuba, ngenxa yale milinganiselo, kwakunokwenzeka ukwandisa imimiselo yentlawulo yeentlawulo ze-inshorensi, ukunciphisa imali ehlawulwayo okanye ukwahlula intlawulo ye-premium. Kodwa kukho okungakumbi.
Nokuba akukho sivumelwano phakathi kwe-inshorensi kunye nomthengi, kwimeko yokungahlawulwa kwepremiyamu ye-inshorensi (okanye isavenge) ngomhla omiselweyo, i-inshorensi enyanzelekileyo ihlala kangangeentsuku ezingama-60 ukususela ngaloo mhla .
Okokugqibela, ezi mortoria ye-inshurensi ikwabonelela, kwiikontraka ze-inshurensi apho kuye kwakho ukuncitshiswa okubalulekileyo okanye ukupheliswa komngcipheko ogqunyiweyo ngenxa yamanyathelo amkelweyo, ukuba nokwenzeka kokucela ukucuthwa kwemali ehlawulwayo kunye nokwahlulwa kweprimiyamu, konke oku ngoku akukho ndleko yongezelelweyo. Nangona kunjalo, oku kungafaniyo akunakufane kwenzeke kwi-inshurensi yemoto.