U-Hugo Jorge ovela ku-Fleet Magazine wenze uhlu lwezixazululo ezingaba usizo kakhulu kuwe lapho uthenga imoto (noma u...). Isikweletu, Ukuqashisa, Ukuqasha, Ukuqasha imoto noma ukwabelana ngemoto? Uyanquma.
Uma ucabanga ukuthi kufanele wonge imali noma ucele imali ebhange ukuze uthenge imoto, unephutha. Kunezindlela eziningana zokuxhasa imoto entsha. Nazi ezinye:
- Ikhredithi: Kuyindlela yendabuko kakhulu yokuthenga imoto. Kokubili okusha nokusetshenziswayo. Ukunikezwa kukhulu, kusukela emabhange kuya ezinkampanini zezezimali ezikhethekile. Ikhasimende liboleka imali bese lithenga imoto, esegameni lalo. Ukusuka lapho, vele ukhokhe izitolimende. Ukuphela kokuzinikela onakho. Ayikho elula kunalena.
- Ukuqashisa: Isetshenziswa kakhulu yizinkampani, ibilahlekelwa wumsuka kwezinye izinhlobo zezimali, njengokuqasha. Ama-SME kanye nabanikazi bodwa nabo bakholelwa ngokuqinile kulolu hlelo. Umsebenzisi wemoto akayena umnikazi. Umnikazi yinkampani eqashisayo, yona eqashisa ikhasimende (kodwa yikhasimende elikhethayo). Inani lemali liyinani elihambisana nesikhathi sokusetshenziswa. Ngamanye amazwi, uma inkontileka ingeyezinyanga ezingu-60, inani elikhokhwa yikhasimende inani lemoto likhipha inani elifanele ngemva kwezinyanga ezingu-60. Ekugcineni, angakwazi ukuthenga imoto ngokwakhe. Ingakwazi ukwengeza amasevisi.
- Iyaqasha: Kuphinde kubizwe ngokuthi yi-operating lease (AOV), iyisistimu enengxenye yesevisi eqine kakhulu. Okwenziwa yinkontileka wukusetshenziswa kwemoto, okuhlanganisa nezinkonzo eziwumphumela walokho kusetshenziswa. Isevisi, amathayi, umshwalense kanye ne-IUC kuyingxenye yamaphakheji ayisisekelo okuqasha. Kodwa lokhu kusengaba nokuphathwa kukaphethiloli, imoto eshintshwayo nezinye izinhlobo zomshwalense. Njengokuqasha, ikhasimende aliyena umnikazi wemoto. Umphathi wemikhumbi ungumnikazi wendawo futhi uqinisekisa imali engenayo engashintshi yazo zonke lezi zinsizakalo ngokuhamba kwesikhathi. Ekugcineni, nguwe ophethe ukuthengisa imoto emakethe esetshenzisiwe. Ngokujwayelekile isetshenziswa izinkampani, iqala ukuba namakhasimende amaningi azimele.
- Qasha imoto: Iwuhlelo olulula kakhulu kulezi ezine ezinkulu. Ikhasimende liqashe imoto isikhathi esinqunyiwe. Akanendaba nalutho, ufaka uphethiloli nje. Ukuqasha imoto namuhla akuseyona nje ukuqashwa kwansuku zonke, okuzuza izixazululo zemibandela emide nezintengo namasevisi ahlukaniswe ngokwezidingo zamakhasimende.
- Ukwabelana ngemoto: iqale njengombono wokwabelana ngemoto phakathi kwabantu abambalwa ababenesiphetho esifanayo, kodwa isiguqukile futhi namuhla iyimakethe eguquguqukayo. Ekwabelaneni ngemoto, umsebenzisi ukhetha imoto epakwe endaweni ethile futhi ekhokhela isikhathi esisetshenzisiwe nebanga elihlanganisiwe. Ngokusekelwa okuqinile kwezobuchwepheshe, iyimodeli lapho imboni yezimoto ngokwayo inokholo lwezikhungo ezinkulu zasemadolobheni.