Konke odinga ukukwazi nge-LEASING NOKURENTSHA

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Ukubheka okusheshayo kodwa okuphelele kwamamodeli amabili wokuthola asetshenziswa kakhulu ochwepheshe - UKUQESHA futhi UKUQASHWA . Kusukela kulokho okubahlukanisayo, kuya ezinzuzweni ngamunye anazo.

UKUQESHA

Kwenzenjani?

Imodeli Yezezimali ezimotweni ezintsha noma ezingamasekeni (ezine-VAT eshiwo, ezimotweni ezike zasetshenziswa) ngesikhathi esithile, ngokuvamile phakathi kwezinyanga eziyi-12 nezingama-96. Akubandakanyi izinsiza, uxhaso lwemoto kuphela.

Okabani?

Izinkampani, Public Administration, ENI kanye nabantu ngabanye. Iphakanyiswe izinhlangano zezezimali noma izinhlobo zezimoto ezibamelele.

I-Audi A4 Allroad 40 TDI vs Volvo V60 Cross Country D4 190

Kubiza malini?

Inkokhelo yesitolimende sanyanga zonke enenani lenzalo eligxilile noma eliguquguqukayo (i-spread plus indexing).

Sibalwa kanjani isitolimende?

Isitolimende sibalwa ngokusekelwe ezindlekweni zokutholwa kwemoto, isikhathi senkontileka, irenti yokuqala kanye nenani eliyinsalela ekupheleni kwenkontileka. Inani eliyinsalela, elingahunyushelwa kusitolimende sokugcina senkontileka (okushiya ikhasimende likwazi ukukhetha ukugcina imoto noma ukuyibuyisela), kuncike enanini lezitolimende zanyanga zonke.

Yini ekuchazayo?

Kubhekwa njengokuthenga imoto. Iqinisekiswa ngokukhululwa nokubhukha ubunikazi. Ikhasimende lingathenga imoto ekupheleni kwesikhathi esinenkontileka, lapho kukhokhwa inani eliyinsalela.

Bhalisela iphephandaba lethu

Yini enye ehlanganisayo?

Izinga lenzalo eliphansi uma liqhathaniswa namanye amamodeli ezezimali asebenzisa ikhredithi, kanye nokuvumelana nezimo okukhulu ngokwemibandela nokukhokha kancane.

Yiziphi izidingo ezivame kakhulu?

Nakuba umkhiqizo uhlanganisa kuphela imali yemoto, ikhasimende linesibopho, ngokwalo, ukwenza konke ukulungisa okunconywe umenzi , enkampanini noma endaweni yokusebenzela egunyaziwe, inqobo nje uma iwaranti enikezwa uhlobo igcinwa isebenza.

Ikhasimende kufanele likhokhe i-IUC futhi lenze ukuhlolwa kwemoto ngezikhathi ezithile okuyimpoqo. Ikhasimende kufanele libe nomshuwalense walo wokulimala onamalungelo agodliwe, ngaphansi kwemibandela edingwa yinkontileka.

Ngingakwazi ukwelula isikhathi senkontileka?

Yebo, inqobo nje uma ingeqi ezinyangeni ezingama-96.

Ngingakwazi yini ukunqamula inkontileka futhi ngigcine imoto ngaphambi komnqamulajuqu?

Ukuqashisa kuyindlela yokuxhasa ngemali, lapho kungenzeka khona ukulindela ukukhokhwa okuphelele kwenani lemali, ngokuya ngemibandela yenkontileka.

Kwenzekani uma kufanele ngibuyisele imoto ngaphambi kokuphela kwesikhathi senkontileka?

Ukulahleka kwemoto, amanani akhokhelwe kanye nokukhokhwa kwezinhlawulo okungenzeka ngenxa yokungathobeli izigaba zenkontileka.

Ubani onesibopho ngemoto?

Usonkontileka nguye yedwa onesibopho sokusebenzisa nokugcina imoto ngesikhathi senkontileka yangaphambi kwesikhathi.

Ngingakwazi ukuthengisa imoto noma ukudlulisa isivumelwano sokuqashisa?

Ikhasimende lingomunye wabanikazi bemoto kuze kube sekupheleni kwenkontileka, ngakho ukuthengisa kungenzeka. Uma ukhethe ukuyithola, kamuva uzothola amadokhumenti ukuze wenze ukudluliselwa kobunikazi.

Ford KA+

UKUQASHWA

Kwenzenjani?

Kuyinkontileka yokuqasha imoto isikhathi esiyizinyanga eziyi-12 kuya kwezingu-72 kanye/noma imayela eliguquguqukayo elinqunywe kusengaphambili. Ihlala ihlanganisa izinsiza ezihambisana nokusetshenziswa. Ngaleso sizathu, ingabuye ibizwe nge-Operational Vehicle Lease (AOV).

Ihloswe kubani futhi ihlinzeka ngenkonzo?

Ihloselwe izinkampani, i-ENI, Public Administration noma abantu. Iphakanyiswe Abaphathi Bezimoto noma izinkampani zezimoto ezibamele.

Idingani?

Kubandakanya ukukhokhwa kwerenti yanyanga zonke ebalwa ngokohlobo lwemoto, isikhathi senkontileka nezinkonzo ezifakiwe. Ayikho inkokhelo yokuqala edingekayo, kodwa kukhona izinhlinzeko ezicubungula inani ngezinjongo zesaphulelo semali engenayo nyanga zonke.

Ibalwa kanjani imali engenayo?

Ukubalwa kwerenti kucabangela inani lemoto entsha, inani layo elilinganiselwe ekupheleni kwenkontileka nezindleko zemisebenzi efakwe kwinkontileka, okuhlanganisa nalezo zokuqapha inkontileka yoMphathi Wezinkampani.

Uzichaza kanjani?

kubhekwe a INKONZO , ngokuvamile ayidingi iziqinisekiso zasebhange. Imoto ingeyenkampani ehlinzeka ngezimali ze-AOV futhi kufanele ibuyiswe ekupheleni kwenkontileka. Nokho, ikakhulukazi uma kucatshangelwa amakhasimende azimele, inkampani yokuphatha izimoto - eyaziwa nangokuthi inkampani eqashisayo - ingase iphakamise ekhasimendeni ukutholwa kwayo, ngokuvumelana nenani lemakethe ekupheleni kwenkontileka.

Ihlanganisani ngaphandle kwemoto?

Ngaphandle kokunikezwa okuphelele okudinga isivumelwano esihlanganyelwe semoto namasevisi, ikhasimende lingangeza izinsizakalo ezihlobene nokusetshenziswa kwemoto. Ikakhulukazi isondlo, umshwalense, usizo lokuhamba, ukukhokhwa kwezintela, amathayi, imoto eshintshwayo...

Yiziphi izidingo ezivame kakhulu?

Ikhasimende kufanele lenze konke ukunakekela okunconywe umenzi, kumkhiqizo noma endaweni yokusebenzela egunyaziwe, njengoba kuvunyelwene. Ikhasimende kufanele likhokhe i-IUC, lenze ukuhlolwa kwemoto ngezikhathi ezithile okuphoqelekile futhi liqinisekise umshwalense wemoto ngaphansi kwemibandela edingwa yinkontileka, uma lokhu kungafakiwe.

IPeugeot 208 vs Opel Corsa

Uma nginamasondo angenamkhawulo ngingashintsha noma nini lapho ngithanda?

Cha. Ngaphandle kwezimo ezingavamile nezingavamile ezidinga ukugunyazwa kwangaphambili (ukulimala kwamasondo noma ukulimala okuzenzakalelayo), ukushintshwa kwamasondo kwenzeka lapho efika kusayizi omncane odingwa umthetho noma omunye okwakuvunyelwene ngawo ngaphambili, ezindaweni ezishiwo yinkampani eqashisayo.

Ubani okhokha inhlawulo?

Ikhasimende noma umshayeli oqokiwe wemoto unesibopho sokukhokhela wonke amacala enziwe, njengezinhlawulo zomgwaqo noma ukungakhokhi ama-tolls. Isaziso sokwephulwa/ukuqedwa sithunyelwa inkampani eqashisayo.

Kusho ukuthini konke lokhu?

Ikhasimende yilona lodwa elinesibopho sokusebenzisa nokugcina imoto, lithembisa ukuyibuyisela ngaphansi kwemibandela echazwe kwinkontileka.

Kwenzekani lapho inkontileka iphela?

Ikhasimende kufanele libuyisele imoto endaweni ekhonjiwe. Lapho ukulethwa, imoto ihlolwa yibhizinisi elizimele, elinquma inani lomonakalo (amadents noma imihuzuko emsebenzini womzimba, izingxenye eziphukile, i-upholstery engcolile noma eyonakele, ukulimala kwemishini okubangelwa ukusetshenziswa kabi kwemoto, njll.).

Uma kukhona umonakalo emotweni, kwenzekani?

Wonke umonakalo ongabangelwa ukuguga okungokwemvelo okubangelwa ukusetshenziswa unembeza wemoto ukhokhiswa ikhasimende ekupheleni kwenkontileka.

Ngingakugwema lokhu?

Ekuqaleni kwenkontileka, ikhasimende lingakhetha lokho okubizwa ngokuthi umshwalense wokulungisa imoto, ohlanganisa ukukhokhwa komonakalo ofike enanini elithile. Uma weqa lesi samba, khokha imali esele.

Kwenzekani uma weqa noma ungasebenzisi inombolo yamakhilomitha?

Kuncike ezimweni ezimisiwe. Njengomthetho, kusho ukunyuka kwekhilomitha ngekhilomitha elidlulile noma isinxephezelo ngekhilomitha ngalinye elikhavwe. Kungase kube nezimo lapho kuzuzisa kakhulu ukubuyisela imoto ngaphambi kokuphela kwenkontileka.

Ngingakwazi ukwelula isikhathi senkontileka?

Kuye ngezibopho zenkontileka yokuqala, umqashisi angase avumele inkontileka ukuthi inwetshwe. Ngokuvamile, lesi simo sihilela ukusetha kabusha izimo.

I-DS 3 Crossback 1.5 BlueHDI-2

Kwenzekani uma kufanele ngibuyisele imoto ngaphambi kokuphela kwesikhathi senkontileka?

Kuncike ezimweni ezimisiwe. Ngokuvamile kunenhlawulo ehambisanayo yokungathobeli izigaba zenkontileka.

Ngingakwazi ukuthengisa imoto noma ukudlulisa isivumelwano sokuqasha?

Akunakwenzeka ukulahla imoto, njengoba ikhasimende lingeyena umnikazi. Ukudluliswa kwelungelo lokuqasha kungenziwa ngokuvumelana nabathintekayo. Noma yikuphi ukudluliselwa kokusebenzisa imoto kubantu besithathu, okungaphezu kwemikhawulo yenkontileka, kungase kuholele ekukhanselweni kwayo.

I-LEASING vs UKUQASHWA

Ezinkampanini, kukhona futhi ukuqhathanisa okusheshayo phakathi kwezici nezinzuzo zamamodeli wokutholwa Wokuqashisa Nokuqasha.

UKUQESHA UKUQASHWA
Ukudonswa kwe-VAT Ayikuvumeli ukubanjwa kwezimoto zabagibeli Ayikuvumeli ukubanjwa kwezimoto zabagibeli
Ukudonswa kwe-VAT emotweni yezohwebo, i-plug-in hybrid noma u-100% kagesi? I-VAT Code ivumela izinkampani ukuthi zidonse i-VAT engu-50% ezikhangisweni kanye no-100% kwezinye I-VAT Code ivumela izinkampani ukuthi zidonse i-VAT engu-50% eziqashweni zezentengiselwano kanye no-100% kwezinye izindawo eziqashisayo.
I-Autonomous Taxation (TA) Isilinganiso se-TA sisethwa ngokusekelwe kunani yokutholwa kwemoto noma inani lezentengiselwano lenkontileka (inani lokutholwa - inani eliyinsalela). Izimoto zezentengiselwano azikho ngaphansi kwe-TA Izinga le-TA libalwa ngokusekelwe enanini yokuthenga imoto esetshenziswe ukubala irenti. Zonke izindleko ezitholwe yimoto, okuhlanganisa namasevisi enkontileka, zingaphansi kwenani elifanayo le-TA
I-TA yezimoto zikagesi ne-hybrid engu-100% I-plug-in Abokuqala bakhululiwe ku-TA. Kuma-Plug-in hybrids, izinga lehliswa libe ngu-5%, 10% no-17.5%. Ngemikhawulo yama-euro angama-62,500 kanye nama-euro ayizinkulungwane ezingama-50 wokuthenga imoto, ngaphandle kwe-VAT, ngokulandelana.
Ingabe kukhona ukubalwa kwemali ngokuncipha kwenani lempahla? Imoto ibhaliswe ezimpahleni zenkampani, ngokwehla kwenani lempahla Cha. Izindleko zikhokhiswa ngaphansi kokuthi "Izinto Zangaphandle Namasevisi"
Uyini umthelela wokubalwa kwezimali? Imoto ifakiwe ku-balance sheet yenkampani, ngaleyo ndlela yenza ingxenye yezimpahla zayo. Ngakho-ke, kuthinta isilinganiso se-solvency yenkampani futhi kunciphisa umthamo wayo wezikweletu Njengoba lokhu kungeyona imali yasebhange, umkhawulo wezezimali kanye nekhono lokuphendukela emabhange kuyagcinwa. Izinkampani ezinokwelashwa kwe-IFRS kufanele zibone ku-Balance Sheet umthwalo wemfanelo wokuqashiswa okutholwe yimikhumbi yezimoto ngaphansi kwesibopho sazo.

Bheka i-Fleet Magazine ukuze uthole izindatshana ezengeziwe emakethe yezimoto.

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